For your HVAC, Home Improvement, and Energy Efficiency needs, Derr Heating and Cooling is proud to recognize the following lending and financial service organizations that offer many options to consider.

To help answer initial questions, we have added a Frequently Asked Questions (FAQ) summary below. For additional questions, and the latest information on total loan amounts, rates and terms, please contact the lender or service organization directly at the contact numbers indicated below.

Organization: GreenSky.

Who is GreenSky and what does it do?

GreenSky® is the servicer for one of the nation’s largest bank lending programs. Banks in the GreenSky® Programs have financed more than one million home improvement projects.

GreenSky is not a lender. They are a service provider and program administrator for federally insured, federal and state-chartered banks that provide consumer loans under the GreenSky® programs. GreenSky services your loan at the direction and control of your lender, so any questions you may have should be directed to GreenSky.

Is my loan tax deductible?

GreenSky cannot provide you with tax advice. In general, however, GreenSky® Program installment loans are personal loans and are not mortgages that qualify for a tax deduction.

I received an email from GreenSky asking for my personal information. Should I provide this information?

No. GreenSky never sends emails requesting account information, customer passwords, or log in credentials. Protect your personal information and never click on unsolicited web links provided in an email or other correspondence.

How do I use the GreenSky online portal?

GreenSky offers a customer service portal located at Once you register, you can manage your account, view billing statements, and make payments. You can also make a payment without registering. It’s all designed to make it easy and convenient.

Contact:  To contact GreenSky with questions by phone, call 1- (866) – 936-0602 from 5AM – 9PM (PST) or to begin the application process click on one of the buttons next to the loan products listed below:

Financing Options from GreenSky a Goldman Sachs Company
Finance Your Project
Plan 2611
Plan 2716
Plan 2720
Plan 2830
Financing for the GreenSky® consumer loan program is provided by Equal Opportunity Lenders. GreenSky® is a registered trademark of GreenSky, LLC, a subsidiary of Goldman Sachs Bank USA. NMLS #1416362. Loans originated by Goldman Sachs are issued by Goldman Sachs Bank USA, Salt Lake City Branch. NMLS #208156.

Organization: Puget Sound Cooperative Credit Union

Puget Sound Cooperative Credit Union is a “member-owned” financial institution and a leader in providing members the ability to access and afford energy efficient options for their homes.

Products like their Energy-Smart Loans cover everything from heating and cooling, hot water tanks, gas conversions—to windows and even renewable energy like solar.

There are many different programs available to homeowners offering both tax credits and rebates for improvements including energy efficient windows and doors, insulation, hot water heaters, and more. For detailed information visit the Energy Star website. You can also contact your local utility company or visit DSIRE which is a database of incentives by state.

Loan Types: (partial list)

• PSCCU is proud to be partnering with the Washington State Department of Commerce to provide low-cost financing to homeowners throughout the State. With an Energy-Smart Loan you can make your home more energy efficient and reduce your utility bills year round. By participating in this program, you can get help with all your energy efficiency projects, with loans up to $65,000.

• PSCCU offers an outstanding deal on Energy-Smart Loans with terms up to 10 years and loan amounts up to $35,000 with fixed rate loans as low as 8.99% for most energy efficient and/or renewable energy projects.

Note: This is an energy efficiency loan program. The measures / equipment you are financing must meet certain energy efficiency standards.  If your project does not meet the efficiency standards of the program they may not be able to finance your project.

Contact:  For more information, visit online, get in touch by phone by calling 425.283.5151 or 800.273.1550, or send an email to

You can also visit any one of their four branch locations, or get social with their  Facebook or Twitter pages.


Mon - Fri 8:00am - 4:30pm

After Hours & Emergency Appointments
Available By Request

Providing excellent service
all over Kitsap, Jefferson and
Mason Counties.
1- 564-222-0717